ITF 10 | Long-Distance Investor


Today’s guest had quite a journey. Kendra Levy was a ballerina and a magician’s assistant when they had a stop in Branson, Missouri for a performance but she can’t find a place to rent. So, she just bought a property. Now, that property became a long-term rental and has been cash flowing ever since!

Moving back to Denver, she became a “long-distance” investor where she already invested in Airbnb, long-term rentals, and even house hacking at Branson and Missouri. A jack of all trades indeed!

In today’s show, you’ll be surprised at how a ballerina and a real estate agent are quite similar than you thought. She’ll talk about how she is ramping up her investment even during the pandemic, and how it’s like to have properties 800 miles apart.

Whether you’ll invest in your area or not, you’ll do short-term or long-term rentals, you’ll certainly get some insights from Kendra’s investing stories! Enjoy!

Listen to the podcast here


How Kendra Levy Found Her Groove In Real Estate Investing And Goes All-Out In Finding Deals

I’m here with my buddy, Nick Monge. Nick, how are you doing?

I’m doing good. How are you?

It can’t be better and couldn’t be better. It’s November day and still pretty warm out. I’ve got a good workout in, and things are shaping up pretty nicely. I’ve got back from EXP Conference in Arizona, and it was all-stars out there. It was cool to see.

What do you do for your workout?

I go to this CrossFit class, and they tell me what to do. I don’t remember what it was. That’s why I like it. I don’t have to think about it. I just show up and get my butt kicked and then leave.

You get there, they tell you what to do, and you don’t have to do any banking. That’s the best way to do it.

Hardworking lazy workout. How about you? What are you on to?

I’ve got back from dirt biking, so my blood pressure is still up. I’m still in that zone. We went down to a new track, and that was pretty fun. Check that out. I almost fell about four times but other than that, real estate is good. Everything is good. Our projects in Alabama are doing great. We’ve got another one under contract. I’ve got some projects that we are starting here, too.

That sounds great. Let’s get into talking with our guest. We’ve got a Kendra Levy here with us. She is pretty amazing. She started small-town investing and has a pretty cool story of traveling and performing abroad for years but still came back to real estate investing and is looking to ramp up here to achieve financial independence.

She has an awesome story. Listening to how she has done plenty of dancing and jumped into the real estate investing game is cool to see. Her strategies are great. She’s doing the rent by the room. She’s going to have a lot of success.

I think so, too. Let’s get her on the show.

Kendra, welcome to the show. How are you doing?

I’m doing great. How are you guys?

I’m doing great. Nick, how are you doing?

I’m doing wonderful. I‘ve got back from kayaking, so I’m a little bit burnt but other than that, I’m living the dream here.

It’s easy to get burnt with no hair in your head. You’ve got no protection.

I’ve got a lot of sunscreens up there. I go through it pretty quickly.

Do you have one of those hairlines that go back quite far, so you cut it all off?

I started receding it at 23 when I was doing some specialized training in Florida, and then it’s back here now.

The grandpa cut.

ITF 10 | Long-Distance Investor
Long-Distance Investor: Being forced to sell a property is the worst thing you could possibly be in. You won’t be making as much money in this situation.


I don’t like it, so it’s better to shave. I’m happy with that.

It’s easier for sure. Stay cooler. Enough about Nick’s hair or lack of it. Kendra, why have you been in financial dependence? What got you into it? How are you here where you are now?

It happened organically. My grandfather and dad both own properties, and I saw that growing up. I saw that they had their own business, and they were free with their time and how they spent it. Seeing that as I was growing up, I was fascinated with that because I saw a lot of other people’s parents having to go to the office or missing the school play because their parents had to work but my parents were always there for me. Something clicked because I was experiencing it for myself. It happened organically. Seeing my grandfather and dad be financially free made me want to follow that same path and carved out a way for my future family.

Were you raised that way at all? Did your dad teach you lessons growing up or was it just a matter of like, “Come to the property?” You are not allowed to be home alone, so you saw it like that.

It wasn’t a formal lesson or anything. He mostly taught me by showing me or bringing me along. I saw it that way, and then I would get curious as I’ve got older and started understanding things. I would ask questions like, “Why do you do this? What happened with this?” That’s how it all started.

What age were you when you bought your first property?

My first one was in 2017. I was 26.

Did you go to college?

Yes, I did. I graduated in 2019. It took a long time because I kept in college ten times.

The slow and steady track. College is a fun time. She’s like Van Wilder. You bought your first property while in college, so you pretty much wasted little to no time. Did you quit, and you save until you could? Where is your first property?

My first property is a condo in Branson, Missouri out of all places. I love that little place. I lived there for a year, so I became familiar with the area, and I saw huge potential in the market. When I jumped on it, I had a little bit saved because I had been working, and everything lined up with the timeline that I wanted to buy. That’s how that happened.

What were you doing in Branson, Missouri, at that time?

Another reason college took me long is right out of high school, I became a professional ballet dancer. I traveled the world for about ten years, from age 19 to 28. When I had a career-ending injury, I had to transition to what I do now. That’s why college took me so long. I was a professional ballet dancer who traveled all over the world, and I wasn’t focused on school. That’s why I was in Branson. I was performing in a magic show with a magician. I was his main magician’s assistant. I’ve got cut in half for a living. I appeared in helicopters and levitated. It was the best gig I have ever had. That’s why Branson. His show is in Branson.

I have many questions about that. You are a ballerina. That’s every little girl’s dream. What was that like?

It is an interesting job. It’s similar to being a real estate agent. You don’t always know when your next paycheck is going to come because you live gig to gig. It’s not a steady job where you go in every day from 9:00 to 5:00 and collect your paycheck every two weeks. It’s similar in that way as it’s unsteady but it’s always interesting because you are always changing either the show you are doing, where you are performing or who you are performing with. It’s pretty exciting in that way. It’s always different. You are seeing new faces of people.

Did you have a manager or how were your gigs booked?

I self-managed. I was part of a lot of different companies. How it works in the dance world is you will audition for a ballet company, and they will hire you for a season. You have a 9-month or a 12-month contract, and then you work with that company exclusively, travel around, and do their shows wherever they might be going. That’s how that works. I was a part of many different companies and things like that.

It sounds like you’ve got around the right time then because I’m sure they are always struggling a little bit now. You had a ballerina life from age 19 to 28. Party ballerina life sounds like it overlapped with being a magician’s assistant if you bought your first property at 26 while you are in Branson, being a magician’s assistant getting cut in half. Let’s get into the deal. It seems like it was a condo. Was it meant to be a rental? Did you house hack it? What was it?

When you start out in-house hacking, many things will not work out for you at first. It may be frustrating that your offers are not accepted, but never give up. Click To Tweet

I originally bought it. I was going to live in that condo because when I first moved to Branson, I could not find a place to rent. You go on Zillow or Craigslist, and no one is renting their properties. I know there are a ton of performers coming in and out of that city that needs a rental. Their contract language is 9 to 12 months, and I couldn’t find it. I was like, “That’s pretty cheap here. I will buy my first property and live there so that the mortgage will give me $300.” I originally bought it but because of the process, you can’t move in right away. It takes a while to go through escrow and everything like that. I found another place that I ended up renting, and then after I closed on that condo, I decided to do Airbnb with it. I never moved into it.

You owner-occupied it alone and didn’t live there.

Disclaimer, I did have full intention of living there when I applied and everything.

Where did you end up living while you were in Branson because you said you couldn’t find a place to live?

I couldn’t find a rental online but once I moved to Branson, I stayed with the magician and his wife. They were letting me stay there because I was like, “I can’t find anywhere to live, guys.” One of the dancers in the show knew somebody that was renting out his condo. That’s how I found it.

That’s crazy. There’s a segment of our show that we call For-Real Deal. It’s the deal that makes you a for-real investor, so it’s your first one. It’s because we are naturally transitioning into that now, we should make this that part of the show as Kendra’s for-real deal. The for-real deal is the show that makes our guest a for-real investor. She’s got her first rental property, so we are going to dive in deep into this one. Kendra, if we can go into everything about it, the numbers, the emotions you had, the stuff, the ups and the downs, and all that kind of stuff, that would be great.

This deal happened super quickly. I was working with a realtor, and we had been looking for quite a while. It was several months after I started living there and we were looking and couldn’t find anything. It was a Sunday afternoon. We are out on Table Rock Lake and joined the sun on the boat, and I get a text from him. He sends me a link to this condo. He’s like, “This came on the market. It would be a great fit for what you are looking for. You want to go look at it?”

I was like, “I’m on the lake now. I won’t be back in until 9:00 PM, and it’s going to be dark. Should we still go look at it?” He’s like, “Yes.” We went over there at 10:00 PM. I had my showing in the complete dark. I had no idea what the outside of the building looked like but I knew the inside was beautiful, and it’s exactly what I wanted. We wrote an offer right then and there. The next day, it was accepted. It’s because this was my first deal, I was like, “Now what?” I had no idea what was next.

ITF 10 | Long-Distance Investor
Long-Distance Investor: You have to get through a lot of no’s to get one yes.


This was a vacant unit, right?


What did you offer? What did they accept or it’s just immediate?

Their asking price was $69,000, and I offered $65,000. It got accepted.

Is this the 1-bed, 1-bath condo?

Correct. It came completely furnished, which is a thing in Branson, which I love because everything is already in there, down to the silverware and the kitchen stuff. It was a nightly rental before that.

You know it works.

It’s a turnkey. It was incredible.

It’s a turnkey Airbnb ready to go.

You’ve got to put a place for $65,000. You did an owner-occupied loan. Was it 5% down?

I did 10% because it was affordable. I was like, “Let’s put a little more.”

You put $65,000 down. After closing costs, you are probably in for around $8,000 or $9,000.

I budgeted $10,000 even.

That will be easy to run some quick numbers on then. What does your mortgage payment look like? What does your average monthly income look like, all that kind of stuff?

I forgot to mention that I’m not doing Airbnb with this property anymore because I found out the lesson is that HOA can change the rules on you. HOA no longer allows nightly rentals. I have a long-term tenant in there, and luckily for me, that number still works having a long-term tenant. Not quite as much cashflow but it’s still making money. The mortgage payment on that condo is $403 a month. The HOA dues are $266, and I charge my long-term tenant $800. The cost of that goes a little over $100.

You don’t need to set aside as much for reserves and stuff because the HOA covers all your exterior stuff. It sounds like it’s relatively new and in good condition. That is why her cashflow is what it is. To give everyone an idea of what the difference is, what was your cashflow when you had it as Airbnb?

Almost ten times as much because you can charge up to $100 a night, and if I had an 80% occupancy rate, that’s good enough. My mortgage payment is $400, and the guests pay for the cleaning anyways.

Do you have that one property professionally managed or is that something you do on your own?

I do it all myself.

This is more of a comment and a piece of advice. Airbnb is great but it is not sustainable because between city rules and HOA rules and regulations always works not in Airbnb’s favor. Take that extra cashflow while you can. I did the same thing but always make sure that your property works traditional rental as well. That way, if they catch you as a worldwide pandemic hits, you can still take it and bring it into a traditional rental.

You don’t ever force to sell it. Being forced to sell it is the worst thing you could be because you are not going to make money or you won’t make as much. That’s a piece of advice. You manage it yourself. You are in Denver and Branson, Missouri is a couple of states and probably fifteen hours or something away. How the heck do you do that?

It’s because I lived there for over a year, I have a lot of people and friends that I know and trust, so I have built my team over there. I have several people that can clean. I have several maintenance guys. I have close friends that will run over there and check if I need them. I feel fortunate that I do have those people over there because if I didn’t, there’s honestly no way I could have ever done that without hiring a management company. I’m paying my 10% or whatever charge.

ITF 10 | Long-Distance Investor
Long-Distance Real Estate Investing: How to Buy, Rehab, and Manage Out-of-State Rental Properties

Building the team is crucial to messing on the estate. David Greene wrote a good book, The Long-Distance Real Estate Investing, and he talks all about building a team. That’s how you invest out of state. There’s no other way to do it. It’s awesome. Now, you’ve got this first one going as we stand in traditional rentals. What happens next?

Next, I bought another condo in Branson but it was a few years later. I didn’t close on this one until January, February of 2020. I don’t know why there’s such a long lag from my 1st deal to my 2nd but it is what it is. The second deal is even better than my first deal.

You’ve got the second failure here. You still have friends and stuff in Branson, even though you haven’t been there for maybe a couple of years. Let’s get to that one.

This one happened a little differently. I bought it, sight unseen because I’m in Denver and I bought it in Branson. I worked with the same realtor. I did a video walkthrough with him. This one was a bit more of an emotional roller coaster, this condo, 2-bed, 2-bath, had been on the market for 370 some days. A year was just sitting there. I found it on Zillow one day, and I texted my agent and said, “Can we see it?” He went over there and did a video walkthrough. We were going to write an offer the next day, and as we were writing the offer, it was under contract. It’s vacant for one year, and then the day I go to write an offer, somebody else did.

Did they reduce the price? What was brought to your attention?

I don’t think it had any price reduction or anything. I stopped looking for a while and started looking again in January. I had already been on the market for a year but I took a break from 2017. I wasn’t actively looking, and I never thought.

I hate how that happens. I have been to the same thing. You have a property sitting on the market for six months, and then you want to go make an offer on it, and then when you make your offer, there are two other offers on it.

It’s ridiculous. It’s weird how the world works.

I didn’t get it. I was a bit discouraged. I was like, “Are you kidding me?” I gave it a break again. As I was driving making my move to Denver, Colorado, I was on the road, and I’ve got a notification that it came back on the market. I called my agent right away and I said, “It fell out of contract. Write my offer.” He already knew exactly what I wanted to offer, all the terms. I’m like, “Send it.” Luckily, they accepted, and everything was fine after that. I found out that the reason it fell out of contract with the previous buyers was there was a mold problem.

BiggerPockets member, you know mold is not a huge deal.

I even consulted you, Craig, because that’s when we started working together. I was like, “What do you think about mold?” You are like, “It’s fine.”

I remember that. Mold is one of the things that scares a lot of people but it’s pretty easy to fix. You just cut out the molding part and replace it with some non-moldy stuff. Maybe you iterate it or figure out why there’s mold there. That’s awesome.  You have 2 beds, 2 baths, what did you offer on that one? What was the purchase price?

I’ve got it for $60,000. They asked $65,000, which is an incredible deal considering a bath and bedroom for $60,000.

Isn’t it the same type of area where the tourists stuff happens down there?

Yes. It’s closer to the lake, so it’s a better location if you ask me.

Did this one include an HOA as well?


How did the numbers look on this one? Was this an Airbnb or was this long-term? What was the plan for this property?

The plan for this one was Airbnb. Since my previous is a condo, I’m no longer able to do that there. I am into the Airbnb idea, and I wanted to get one that I was able to do that with. I’ve got it when this whole Coronavirus thing started. I had to deal with that, which is crazy.

How has that affected your business for that property to Coronavirus?

It’s hard to say because I have never had it in a normal month. I don’t have anything to compare it to, necessarily. All I know is the first month, I broke even. April, I lost money, but then in May, I’m super cashflow positive. It’s all over the board, and I don’t have any specific data points to go off of.

Hopefully, these things die down and start getting all that cashflow coming in.

You are going to see it explode here in the summer. Summer is the time for more travel. Even though Coronavirus is still a thing, it’s not going to be as good as our summers. It has been dying down. People were crazy about this COVID-19 thing now. People have had enough of this, and they were like, “Whatever. I’m going to go out.” That plays out, though. I know you had some properties in Branson but I didn’t realize you just bought it, and then you came to Denver and bought another one.

2020 has been crazy for me. I’m slacking for a while.

Do you have anything else in Branson? You’ve got one traditional Airbnb in Branson. How much passive income is that bringing in for you there?

I did run some numbers, so I had it for you, guys. My main cashflow for that one was $630.

Your other one was just $100.

It’s $131.

You are looking at about $500 total because $600 was a good month for you. It’s hard to say. You’ve got past $500. Do you know what number you need to hit to achieve your “financial independence number?” Do you have a number or don’t want to build it anymore?

I want to build it until I can’t build it anymore. I have my first goal number, and that’s $4,000 a month. It’s super achievable. That’s my next goal. If I can also hit $5,000 a month, I would be comfortable.

When do you want to hit that by?

ITF 10 | Long-Distance Investor
Long-Distance Investor: If you have a spouse, it is like splitting the expenses over two people. You would probably need double or at least five times the passive income to be financially independent.


At the end of 2021.

Go set it. You publicized it. Now we are going to check up on you. Do you want to get into the Denver property as well? What happened?

This property, we haven’t even owned for a month yet. This is a house hack that Craig helped me get, and it’s perfect. I’m happy with it. We were looking for quite a while, weren’t we?

Yes. It was funny because you weren’t super picky. It wasn’t your fault that we were looking for a while. We were putting in legitimate offers and not getting them. Everything happens for a reason. I like your place. I was like, “I’m jealous of this one.” It’s a good one for sure.

I reached out to Craig and told him that I’m going to be moving from Orange County, California, back to Denver to be with family. I was interested in finding a house hack and seeing if you can help me. We started talking, and we are seriously looking in February. Originally, I wanted to do Airbnb, but then that changed as Craig and I was looking. I was open more to the rent by the room idea or even renting it as an entire unit.

I wasn’t set on how I wanted to house hack. I just know that was the strategy I was going for. What we found is a duplex-y type house. It has a top and a basement unit that is completely separated. It has been completely renovated in the great part of Westminster, and they rented super fast. I’m paying a small mortgage, so we are happy.

Can you explain the numbers? I remember I met you that one time. Was it one of those properties that we saw that day?

No, it wasn’t.

Do you know what that was? That was supposed to be the one we saw that day but it was not available to see until the next day. I remember being like, “Kendra, I’m excited about this one for you. It’s going to work for you.”

It was a month afterward I ran over. The sign wasn’t even in the yard. It was on the market for minutes before we stepped in.

I worked with the agent on another deal and she’s like, “I’ve got this one coming into. It’s the same thing.” I was like, “I know exactly who took this one.” We’ve got it before it hit the market.

What were they asking?

They asked $370,000, and then we came in a little higher.

We offered $380,000, and then it ended up being $382,000 because of some things. The final closing price was $382,000. We bought it with a VA loan because my boyfriend is in the military, which is awesome for the 0% down. That’s never happened to me before, so that was cool to do that. The mortgage on that one is around $2,000 a month, and we were renting the basement for $1,850.

That’s a full separate space with a long-term lease.

One-year lease, super easy.

To describe the property a little bit, it’s a 2-bed, 1-bath, well renovated in the basement. The basement is not like a typical basement with small windows. It’s garden levels. The windows are a decent size, and you’ve got some natural light in there. It’s not as dingy as other basements may look. To refresh you from a park, that’s awesome. You’ve got $1,854, and you are paying $150 a month on your mortgage. You’ve got the sweeter half.

That’s your first house hack, right?

That’s my first one.

Those are great numbers. Congratulations there.

What emotions did you go through the Denver one? It’s a little bit different investing in a property that’s close to $400,000 and it is $60,000. Was there any more emotion that you went through? You seem pretty level-headed when I talk to you but I don’t know what was going on in your head.

Do not be afraid to take the next step. Moving forward is the only way to figure out the answers to all your crazy questions. Click To Tweet

This one was more emotional for me, not only because it was a higher price point but because I would be living there. With the condos, I wasn’t as picky. I don’t have to live there. As long as the numbers work, it’s good, and that’s fine with me but because I’m going to be living in the part of the property, there was a more emotional attachment with the offer.

I even told you when we kept writing the offers on the previous properties that we were seeing, I was getting discouraged because I badly wanted to get this house hacking started. None of them were working out, and I didn’t understand why. That was a bit of the most emotional part of it when the offers weren’t getting accepted but that’s how it is.

It’s certainly part of it. You have to get through a lot of noes to get to your yeses. The crazy thing that helped us was COVID was starting to get serious when we went under contract. That may be helped us out a little bit because, before that, we were writing them $10,000, $15,000, $20,000 over asking, we weren’t getting them. The market in Denver was that hot between February and early March, and then once COVID-19 broke out mid-March, it hit a wall. We went under contract right as it started going AWOL. That’s a big reason why we’ve got it.

We also offered a generous price because, at the end of the day, whether you paid $370,000 for it or you pay $380,000 for it, the difference on your mortgage is going to be about maybe $25,000 or $50,000. It was more important to get the deal and get in and get going. Instead of paying for rent, you are paying yourself.  You went under contract. Do you know what happened through the rest of that with the whole VA loan and the appraiser? That was crazy in itself, too.

I know some of it but I’m sure you know it way more than I do. I know there was a lot of back and forth between everyone involved.

This was a crazy one. The VA loans are a little bit more strict on their appraisals and inspections. They have special VA appraisers that go out and check the property. We did the inspection, and a handful of things came back that we needed. They needed to rewire the electrical.

A lot of small things. Nothing crazy.

ITF 10 | Long-Distance Investor
The Book on Rental Property Investing: How to Create Wealth with Intelligent Buy and Hold Real Estate Investing (BiggerPockets Rental Kit 2)

There was a handful of small things that had to be done. The seller was generous and did everything we asked for. For you readers out there, when the grading of the ground is sloping towards the house, water pours in there when it rains or snow melts, and it goes towards your foundation. You always want to have water be siphoning away from your house. What’s Kendra’s job to do was to make that slope go away from the house.

The reason why the seller didn’t want to do that is that oftentimes, it requires a lot of cosmetic work, and for some reason, if Kendra and Matt didn’t like that, they would be upset and would have wasted a whole bunch of money. That’s a whole other contention. They did a handful of things, but at the end of the day, they did everything we asked for that. There were a few other things that the inspector called out there that couldn’t be done. There was some more electrical work that needed to be done. There was some patching to the garage, some random stuff.

The inspector was tremendously slow. It would take days to get back to us. We are like, “We are trying to close.” He was not responsive. Everyone was getting frustrated with this guy, and then when we finally met him. He was the sweet older man that probably didn’t know much about technology. It’s like, “It’s hard to get mad at this guy now that we know who he is,” but we are getting mad at him before we know. It was quite the hassle but we ended up getting it done, and now Kendra’s got a house hack.

It’s beautiful, and Craig was amazing.

Maybe I did pay you to say that.

Do you plan on picking up another one in a year or so?

Less than a year. We are doing some strategy. Matt got this one with his VA loan, and I’m going to do it under my name.

You can make that interesting where you split time between your house and Matt’s house. It’s gray area but following the rules still. A smart way to go is to keep picking him up as you can, and that’s the advantage. If any of you have spouses out there, you are splitting the expenses over two people. You need probably double or at least 1.75% times the passive income to be financially independent. Why not use that to your advantage? Use your dual incomes and dual stuff to grow the portfolio faster. Is there anything else that we missed, Kendra, that you may want to chat about?

I don’t think so.

We went in good depth with everything. Maybe touch real quick on the process of finding your tenants. How did you do that?

My W-2 job is I work for a property management company and handle all their leasing. I speak all day every day. That’s what I do. I show the property, screen tenants, and do a lease. That’s easy. I ended up finding these people. They responded to an ad on Craigslist that I posted. I had posted it to many sites, including Zillow, HotPads, Trulia, and Facebook Marketplace.

These tenants that I found came from Craigslist were super stoked, mostly about the location of the property because it’s close to one of the tenant’s businesses. That worked in my favor. Once they saw the unit, they fell in love with how it had been redone, the brand new Samsung appliances. I didn’t have to sell the property at all. They were pretty much sold the moment they walked in. When I screened them, everything checked out, and it was a done deal. It’s pretty easy. I showed it a handful of times before I showed it to them but no one had applied. They were my first applicants. I feel lucky that it worked out the way it did.

When you have a good property and get a good deal, it works easily. With the rent by the room stuff, if you ever do decide to go that route, that is a little bit harder. For what you are doing, it’s super easy, and now you are good to go.

Sweet deal. That brings us to The Final Four.

Kendra, are you reading any books now, and if so, what are you reading?

I’m a big audiobook person. I listen to more audiobooks but I am reading a physical copy of that book, which is pretty rare for me. It’s The Book on Rental Property Investing by Brandon Turner. It’s one of the first basic books but it’s super fundamental and I love it. It’s reminding myself of some of those things that you might have forgotten or whatever.

I have that book right back there on my bookshelf. Solid book. I’m the same way. I’m an audiobook person, too. Rich Dad Poor Dad, all those beginning-type books, I always loved going back and refreshing my memory. There’s a lot of fundamental knowledge that is good to keep fresh on ideas.

That book is the first book I read about real estate, and that’s what got me into it. Brent’s got a good book. It’s the number one book on real estate on Amazon. You’ve got to go pick it up. Question number two is if you had one piece of advice you could give your 25-year-old self before you purchase your first property, what would that be?

Just do it. I overthought a lot of things. I was analyzing deals for years and not taking that next step. I was too scared. The only way you are going to learn and figure out the answers to all your crazy questions is when you already have your property because you are never going to know all the answers to everything. Even after the property, you are never going to know some answers. Things are always going to be coming up. I would have told myself, “Get your first one. Just do it. Don’t be a scaredy-cat and do it.”

That’s sound advice.

Question number three, what is your why?

My why for financial independence?

Yes. It’s important to be FI. A lot of people have different reasons but what is your reason to want financial independence?

My number one reason is mostly for my future family. I don’t have kids yet, but I know that’s in the plans. I want to be able to be comfortable and provide for them in a way where there’s no stress in the household, set an example for them, and be there for them. It’s mostly like a time thing. When my dad was always able to come to my ballet recitals, and he never missed anything, I wanted to be able to do that for my children too and not have to say, “Sorry, I have work.”

The final question is, what is the most embarrassing song on either your iPod, Spotify playlist, or however you listen to music?

There’s this one song that’s crazy. It’s Scatman. It scats the whole time but it gets you pumped up.

Is it embarrassing?

If it comes on in your car, you might want to turn it down.

It sounds like a ringtone.

He does that for four minutes.

Kendra, thanks for coming on. How can people reach out to you if they want to reach out?

I have a BiggerPockets profile. You can find me there. Search Kendra Levy. I’m also on Instagram. My profile is @Kendra_Joyyy, and then I have a real estate profile, @Kendra_RealEstate.

Thanks again for coming on. I look forward to seeing the house when it’s all done, and you are sleeping there. I’m looking forward to hanging out with you and Matt when he gets back.

Thank you so much, guys.

Kendra, it was good talking to you. That was a pleasure. I look forward to talking with you again in the future.

Thank you.

That was Kendra, everybody. How do you think?

Definitely a story we expected. It’s cool. She got a great investment property here in the Denver area. There are more of those to be had. It’s fun to watch her growth.

I’m pretty sure once it comes time for her to get her next one, I know she’s going to jump on it. That’s something that she’s talked about doing. She wants exponential growth and wants to start building that portfolio. She’s got a solid plan. Great person to talk to.

She’s ready to go, and I’m excited to see what she has in store. This whole journey through financial independence is fun watching people get started. Honestly, in 4, 5 years, people go from broke to millionaires doing this. It’s cool to see, and I’m excited to see everyone continue to prosper.

I appreciate your time. I appreciate Kendra’s time. It’s time to get off here.

See you next time. Until then, don’t fall off any more dirt bikes.

Talk to you soon.


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About Kendra Levy

ITF 10 | Long-Distance InvestorStrategic marketer inspired by unique communication strategies that are disrupting their industries. Experience with social media, influencer relations, experiential marketing, and content creation, and search engine optimiziation. Passionate about sustainable fashion, clean beauty, and other environmental initiatives.



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